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Cutlass Finance Privacy Policy
Last Updated - Nov 2023
Introduction
Cutlass Finance Limited, hereafter referred to as "we" or "our," is committed to protecting the privacy and security of your personal information. This privacy policy explains how we collect, use, and safeguard your personal data in compliance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.
1. Information We Collect
We collect and process various types of personal information for the purpose of providing our asset finance services. The types of information we may collect include but are not limited to:
Personal details (e.g., name, address, contact information).
Financial information (e.g., income, credit history).
Employment details.
Information provided during the application process.
2. How We Collect Information
We collect personal information through various means, including:
Directly from you when you apply for our services or communicate with us.
From third parties, such as credit reference agencies or business partners, when necessary for the provision of our services.
3. How We Use Your Information
We use your personal information for the following purposes:
To assess your eligibility for our asset finance services.
To provide and manage our services.
To comply with legal and regulatory requirements.
To communicate with you about our services, updates, and promotions.
To conduct statistical analysis and improve our services.
4. Legal Basis for Processing
We process personal data based on the following legal grounds:
Performance of a contract: Processing is necessary for the performance of a contract to which you are a party or to take steps at your request prior to entering into a contract.
Legal obligations: Processing is necessary for compliance with a legal obligation to which we are subject.
Consent: We may process your data based on your consent.
5. Data Sharing
We may share your personal information with:
Lenders and financial institutions for the purpose of obtaining asset finance.
Credit reference agencies to assess creditworthiness.
Legal and regulatory authorities as required by law.
Service providers who assist us in delivering our services.
6. Security and Retention
We take appropriate technical and organizational measures to safeguard your personal information. We retain your data for as long as necessary to fulfil the purposes outlined in this policy or as required by law.
7. Your Rights
You have the following rights regarding your personal data:
Right to access: You can request a copy of the personal information we hold about you.
Right to rectification: You can request corrections to inaccurate or incomplete data.
Right to erasure: You can request the deletion of your personal data under certain circumstances.
Right to object: You can object to the processing of your personal data.
8. Contact Information
If you have any questions or concerns about our privacy practices, please contact us at:
Cutlass Finance Limited
Post – FOA: Oliver Whipp, Cutlass Finance Limited, 29 Lakeland Way, Hethersett, Norwich, NR9 3QA
07862040540
Changes to this Privacy Policy
We reserve the right to update this privacy policy to reflect changes in our practices or legal requirements. Any changes will be posted on our website, and the updated policy will be effective upon posting.
Cutlass Finance Limited - Company number 15238513